Thursday, 19 January 2017

How to Activate SBI, SBH, SBP, SBT, SBBJ Bank Net Banking Online

State Bank Group provides a wide-range of facilities to its customers and Internet Banking is of them. With SBI, SBH, SBP, SBT or SBBJ Net banking service, you can perform many banking activities such as online shopping, payment of bills, recharges, ticket booking etc. Furthermore, you can monitor your account directly from your home. If you have basic knowledge of computer and internet then you can readily use this service. In this post, we’ll show you a step-by-step guide to activate e-banking service of your bank.
As you may aware that State bank of India, State Bank of Hyderabad, State Bank of Patiala, State Bank of Travancore, and State Bank of Bikaner & Jaipur are associate banks of State Bank Group therefore procedure of registration for net banking is same for all banks except you would need to reach on your concerned bank's website. 

Saturday, 7 January 2017

How to Transfer Money from Paytm Wallet to Any Bank

Paytm digital wallet has evolved as a very strong competitor among other existing electronic wallet apps in India. Paytm is one of the top 10 mobile wallet apps in India. It provides a quickest way to transfer funds directly from your wallet to any bank. If you have added money to your Paytm app then you can transfer it to your loved ones or any third person by accessing your e-wallet app. Paytm charges you a very reasonable fee for that, say 1 percent (approx.) of amount to be transfer.

Friday, 30 December 2016

How to Activate SBI Mobile Banking Service Online through Mobile

State bank of India mobile banking service allows users to perform multiple banking activities using high-end devices. It gives you freedom to use banking services anywhere and anytime. Customers who have linked their mobile numbers with their bank accounts can avail this service. In this post, we have come up with a step-by-step procedure to activate SBI mobile banking service. Just follow the steps listed below to do so.

Tuesday, 27 December 2016

How to Activate PNB Mobile Banking Service Online through Mobile

Punjab National Bank has started mobile banking service, called mBanking, for customers who are unable to use its internet banking service due to lack resources. Like net banking, this service allows you perform all banking operations online using your smartphone. Actually, it’s a compressed version of e-banking especially tailored for high-end mobile devices. PNB net banking users can also activate this service onto their mobile devices. If you own a high-end mobile device then you can activate this fabulous service onto your phone to avail PNB digital banking services.

Wednesday, 14 December 2016

How to Add Money to Paytm Wallet using ATM Card/Internet Banking

Paytm is one of the RBI approved payments banks in India. Beside online shopping, bill payments, recharges, and top ups, Paytm has started providing online banking facilities to its customers. Now, Paytm customers can perform their banking activities like send or receive money, right from their e-wallet app.
In this tutorial, we’ll show you how to add money to your Paytm electronic wallet. After adding money to it, you can use that money to do online recharges, shopping and you can send money to your bank account also. Read on to know more.
To attract more customers, Paytm offers lucrative cash back privileges to its millions of happy customers. The app has emerged as a very strong competitor among other digital wallets.

Monday, 12 December 2016

How to Send Money from India to Abroad using SBI Online Banking

This era of technology and internet has changed the way we live, spend, and communicate. Technology and internet bring everything at your fingertips for example, banking; you can check your account details and send money to loved ones anywhere and anytime from within the comfort of your home or office. Banking sector has been evolved very rapidly just because of these things. Now it’s possible to transfer funds anywhere using internet banking service provided by your bank. Currently, all banks, who have overseas branches, offer outward remittance facility with very minimum fees (approx. USD 10 per transaction). In this tutorial, we’ll be discussing on how to transfer funds from India to abroad using SBI internet banking

Tuesday, 29 November 2016

Top 10 trending and best mobile wallet apps in India

Digital wallets have been gaining popularity in India. Cashless payment systems could play a significant role in achieving targeted GDP growth by eliminating illegal way of cash flow and that’s why, Indian government emphasises on the use of cashless payment systems. Apart from fund transfer, nowadays, you can use your electronic wallet to pay for your hotel bills, grocery bills, supermarket-shopping bills, and even to pay for auto rickshaw or taxi fare. Moreover, many roadside food stalls also started accepting payments electronically. These things certainly insist an individual to use e-wallets.
After making a search related to mobile wallets on your mobile’s app store, you can find a number of mobile wallet applications for your smartphone but this thing might put you in dilemma that which one should you install. Bearing in this our mind, we have listed best mobile wallet apps in this post.

Sunday, 20 November 2016

Top 4 Consumer Durable Loan Companies in India to Buy Items on EMI

Consumer Durable finance allows you buy household appliances such as LED TV, Laptop, Refrigerator, Air Conditioner, Mobile, and the like, on EMI with or without credit card and nowadays it also offers interest free loan with reasonable processing charges. Durable finance facility has been gaining popularity in India since the prominent companies pertaining to this finance segment have come up with ‘No Cost EMI’ options. Earlier, Indian consumers kept themselves away from durable finance because of high interest rates and processing charges. But now many finance institutions have shown interest in this segment and to decrease extra charges like interest rates and various fees, some companies have been offering finance schemes wherein interest rates are sub-vented either by the manufacturers or companies themselves.

Tuesday, 15 November 2016

5 mistakes you can do after Rs. 500 and Rs. 1000 ban

Indian government's announcement regarding the abolition of ₹500 and ₹1000 rupees notes created restlessness across the country, which can be seen on banks and ATMs. One can see endless queues outside the banks and ATMs and only brave ones can dare to stand in them. I tried to dare but eventually I abandoned the idea because I asked myself “Did it really important to waste our productive and precious time by standing in queues (Especially without any dire need of cash)?”
After noticing some tussles at banks and ATMs where people lost their temper after standing in queues for long time, RBI is urging that it has given enough time to deposit cash so don’t rush to banks by skipping your important day-to-day duties.

Sunday, 13 November 2016

5 Types of Online Payment and Settlement Systems in India

For our day-to-day purchases, we prefer to pay by cash because it’s secure and convenient. But, what if we need to send money to a loved one instantly who is living far from us or need to buy something but have not enough cash? Similarly, what if you’re at a place where your currency notes are not accepted or you spent all of your money extravagantly on a trip. A quite different scenario can also arise where your nation may announce demonetization of current currency notes, which currently happened in India (Indian government has announced the abolition of Rs. 1000 and 500 notes to deal with counterfeit notes menace), but you need money to fulfill your daily requirements.

Wednesday, 9 November 2016

RS 1000 & 500 Notes Banned: New Notes Withdrawal Limit is RS. 25,000/week

Many cash based economies are victims of counterfeit currencies and India is was of them. India is emerging as a powerful economy and to speed up its growth Hon’ble Prime Minister Shri Narendra Modi took a historic decision to curb mobility of fake RS. 500 and RS. 1000 notes. PM Narendra Modi announced on November 8 the withdrawal of existing 500 and 1000 rupees notes across the country. This decision has been taken to curd counterfeit currency menace. Though this decision would certainly benefit India in its future but currently it has created an unrest among its people.

Saturday, 5 November 2016

How to Buy Durable Goods on EMI without Credit Card

Many a times, when I get to know that a new gadget is about to launch like latest model of Apple iphone, then I take a sign and wish I could buy all the stuff that I want to. But frankly saying, most of us, financially unable to afford our desires cost. I remember, when I was studying I tried to own a credit card to buy things on EMI (Equated Monthly Installment) but my bank account’s credit history ruined my desire to own a credit card. I used to feel deprived from all the things that I wanted to own but with time, I got many of them. However, humans have endless desires so of course! Mine too.

Friday, 4 November 2016

Top 7 Reasons to Buy Home Insurance Policy

Home is a biggest investment that most of us make only once in our entire life. Unfortunately, there’re millions of people out there who just dream to have a house; one can ask them how important is it to own a house. Our dream houses and their contents are always exposed to a number of possible mishaps such as natural calamities (earthquake, storm, fire etc), theft, burglary etc. Therefore, having a home insurance policy, gives us peace of mind that we cannot defer or stop such mishaps, if these are supposed to happen with us, but we’re financially prepared to cope with them.

Thursday, 27 October 2016

9 Questions You Must Ask Your Life Insurance Agent

Insurance is a legal contract in which two parties (Insurer and Insured) come into a mutual consensus. Like other contracts, there is no scope of verbal commitments; therefore, while signing such contracts, one ought to be aware of each and every aspect of it such as exclusions, deductibles, surrender value, cash value, and the like. Generally, it’s your insurance mediator or agent’s duty to tell you everything in straightforward words. Although every insurance agent follows insurance selling process, however, in some or rare cases we see policy misselling cases. So here, we have come up with some basic questions that you should ask your insurance agent to make sure you’re buying a worthy and genuine policy and which will help your family in rigorous times.

Sunday, 23 October 2016

32 lakh ATM cards compromised: Do it yourself and secure yours

More than 3.2 million debit card PINs have been compromised after a serious banking security breach. Many renowned Indian banks have been affected by this breach. The incident happened in such a time when banking sector, around the globe, is evolving at a very rapid pace and banks are encouraging customers to adapt online banking solutions. It is indeed that banks do their best to protect financial and personal information of customers but such security threats put question mark on banks' security systems.

Wednesday, 19 October 2016

Try to avoid these 10 mistakes while buying life insurance policy

Insurance is a risk management technique and we may consider it as a necessity to live a hassle-free life. Everyone is exposed to financial hardships but many of us ignore this fact assuming, “let go and let God work!” Are you one of them? If yes! Then don’t forget “God helps who help themselves.” Always have faith in God and hope for the best; but on the contrary, always ready for the worst. Having an insurance policy provides you peace of mind that you’re ready to face any unforeseen event of medical emergency or in the event of your demise your family can survive without you. It is indeed that having an insurance is very important but something is more important then an insurance policy and that’s, buying a right policy that fulfils your insurance needs. A right insurance policy can save your money. Being over-insured puts burden on your pocket and being under-insured does not give the benefits that you supposed to get from it. We also have seen a common dilemma among policyholders that "what do their policies cover and don’t cover?” Such dilemmas are indications that they (policyholders) have bought the policies without knowing the benefits offered by them.

Sunday, 9 October 2016

3 Ways to Link Aadhaar Card Number to Bank of India Account

To avail benefits provided by government schemes such as LPG subsidy, under Direct Benefit Scheme, your Aadhaar card number must be linked with your bank account. As you may already know that Aadhaar card contains our biometric and demographic data; which helps many institutions to verify someone’s identity. As per government of India guidelines, only consumers who have linked their Aadhaar card numbers to their bank accounts and LPG IDs will receive LPG cylinder subsidies. Therefore, if you’re not getting your LPG subsidy on your bank account then it might be due to Aadhaar card. In this post, we will show you how to link Aadhaar card number with Bank of India account online.

Friday, 7 October 2016

Different Types of Health Insurance Policies in India

Like Life Insurance policy, a health insurance policy is a legal contract between insurer and insured; in which insured pays premiums and in returns, insurer agrees to pay for medical expenses for a specified limit or sum insured. Health insurance is a best option for those who are unable to bear the unexpected or unforeseen medical expenses. Most of insurance policies provide cover between Rs. 1 lakh to Rs. 5 lakh; however, you can buy medical insurance cover between Rs. 5000 to Rs. 50 lakhs or more. Nowadays, you can find a variety of health insurance products to insure your different types of health related issues like; hospitalization expenses, critical illness, cancer insurance etc. Presently in India, there are various types of health insurance plans exist and we'll discuss about them in this post.

Tuesday, 4 October 2016

Link Your Aadhaar Card Number to PNB Bank Account Online

It is mandatory for all bank account holders to link their Aadhaar card numbers to their bank accounts, especially for those who want to avail benefits such as, Direct Benefits Transfer scheme, provided by the Government of India. Many banks are providing online and offline ways to link an Aadhaar number like State Bank of India, Punjab National Bank, and other renowned banks. In today’s post, you will read how to link Aadhaar card number with Punjab National Bank account online.

Monday, 3 October 2016

How to Activate SBI Net Banking Online

State Bank of India provides a wide-range of facilities to its customers and internet banking is of them. With SBI Net banking service, you can perform many banking activities such as; online shopping, payment of bills, recharges, ticket booking etc. Furthermore, you can monitor your account directly from your home. If you have basic knowledge of computer and internet then you can readily use this service. In this post, we’ll show you a step-by-step guide to activate e-banking service of the bank.