Thursday, 23 March 2017

How to Transfer Funds from SBH / SBI Bank Using IMPS, NEFT and RTGS

Latest improvements in technology and internet have changed banking sector around the globe significantly. Today, you don't need to visit your bank branch to perform banking activities; because your bank offers you a bundle of online and teleservices services so you can do your banking right from the comfort of your home. State Bank of India is a major bank in India and it provides almost all online services like internet banking, SMS banking, mobile banking and fund transfer, to its customers. As you may aware that SBI provides online fund transfer facility to its customers so they (customers) can send money to their loved ones or can make payments of purchases. Though, SBI has made fund transfer process as easy as it can make, however, new internet banking users may find it difficult. Therefore, I have come up with a post and in this post I'll be guiding you on how to transfer funds from SBI bank using IMPS, NEFT and RTGS payment methods. You can follow the instructions given below to send money from your SBI bank account to SBI bank account (same branch or other) or other bank accounts like PNB, HDFC, ICICI etc.

Wednesday, 8 March 2017

Resetting Forgot BOI Net Banking Login and Transaction Password

Bank of India provides internet banking service to its customers. With this service, customers can perform basic transaction and non-transaction activities. Honestly saying, BOI net banking website requires a complete makeover because its interface and services are not user friendly for example once I mistakenly clicked on debit card hot listing link and I got my debit card blocked; in other banks, when we usually click on such links then we’ll need to re-confirm our selection by pressing ‘OK’ button but in BOI once click on the card hot listing link then your card gets blocked automatically. However, it provides basic banking facilities through online banking that can be useful for an individual. Fortunately, the bank provides the facility to reset internet banking login password online. If you forgot your BOI login and transaction password then this tutorial will help you to reset them without visiting your home bank branch or if you’re trying to register for BOI online banking first time then click here to know how to activate BOI internet banking first time.

Friday, 3 March 2017

How to Add Beneficiary to SBI Bank to Send Money Online

State bank of India offers online fund transfer facility to its mobile and internet banking users. Those who have activated any of the mentioned services can transfer money from their account to any other bank account. With SBI fund transfer facility, you can send money SBI to SBI, SBI to Other Bank like HDFC, ICICI, PNB; or can send money internationally where its branches exist.
To avoid any fraudulent activity, the bank has introduced beneficiary activation procedure, which means if you want to send money to someone then first you will have to register that person as a beneficiary to your bank account. This way bank ensures that no one can misuse your account.

Thursday, 16 February 2017

How to Find CIF Number of State Bank of Hyderabad - SBH

Banks use Customer Information File (CIF) to store every customer’s personal, financial, and demat related information. CIF numbers help banks to view customers data (personal and financial) without looking into their accounts. It records all of your banking activities on daily basis in digital or physical form. Banks use unique CIF number for every account holder to collect personal and financial information of customers. You can have multiple accounts in a bank but for all accounts the CIF number would be same. Without CIF, it would be very complicated for banks to keep record of your accounts.

Saturday, 4 February 2017

How to Reset Forgot PNB Mobile Banking MPIN

PNB bank offers up-to-date banking solutions to its customers so they (customers) can enjoy hassle-free banking experience from anywhere and anytime. For your convenience, it allows you reset your login credentials for its online services like net banking,  mobile banking, phone banking etc right from your home or office. Moreover, it allows you link your LPG, Adhaar card online without visiting your home bank branch.

Friday, 3 February 2017

Mobile Wallet Apps to Pay PSPCL Electricity Bill Online

Though Punjab State Power Corporation Limited (PSPCL) allows consumers to pay their electricity bill online using debit card, credit card, or internet banking, but still consumers wish to pay their bills through mobile wallet apps. The reason could be cash back offers that digital wallet apps offer upon paying through their payment channels. PSPCL do not offer any cash offers to encourage consumers to pay online bills however some renowned banks do offer loyalty points upon using cards or internet banking. PSPCL has recently added new bill payment option to its website like mobile wallets. To pay your electricity bill online you should have access to any of the following electronic wallets:

Sunday, 29 January 2017

Third Party or Comprehensive Motor Insurance – Which One to Buy?

Whenever we see an accident on the road, we thank God for keeping us safe and hope we would never face such situations. But the bitter truth is that everyone prays for that and accidents still happen. So lets face the truth and always be prepared to tackle such circumstances. Here preparation includes obeying all traffic rules, taking all safety measures, and most importantly having a motor insurance policy; which can help us to fulfill our legal liabilities toward third parties and their belongings or properties (in case your vehicle hits someone) and being financially ready to bear financial burden to restore everything.

Thursday, 26 January 2017

How to Activate SBI, SBH, SBP, SBT, SBBJ Bank Mobile Banking Online

State Bank mobile banking service allows users to perform multiple banking activities using high-end devices. It gives you freedom to use banking services anywhere and anytime. Customers who have linked their mobile numbers with their bank accounts can avail this service. In this post, we have come up with a step-by-step procedure to activate SBI, SBH, SBT, SBP, SBBJ mobile banking service. Just follow the steps listed below to do so.

Thursday, 19 January 2017

How to Activate SBI, SBH, SBP, SBT, SBBJ Bank Net Banking Online

State Bank Group provides a wide-range of facilities to its customers and Internet Banking is of them. With SBI, SBH, SBP, SBT or SBBJ Net banking service, you can perform many banking activities such as online shopping, payment of bills, recharges, ticket booking etc. Furthermore, you can monitor your account directly from your home. If you have basic knowledge of computer and internet then you can readily use this service. In this post, we’ll show you a step-by-step guide to activate e-banking service of your bank.
As you may aware that State bank of India, State Bank of Hyderabad, State Bank of Patiala, State Bank of Travancore, and State Bank of Bikaner & Jaipur are associate banks of State Bank Group therefore procedure of registration for net banking is same for all banks except you would need to reach on your concerned bank's website. 

Saturday, 7 January 2017

How to Transfer Money from Paytm Wallet to Any Bank

Paytm digital wallet has evolved as a very strong competitor among other existing electronic wallet apps in India. Paytm is one of the top 10 mobile wallet apps in India. It provides a quickest way to transfer funds directly from your wallet to any bank. If you have added money to your Paytm app then you can transfer it to your loved ones or any third person by accessing your e-wallet app. Paytm charges you a very reasonable fee for that, say 1 percent (approx.) of amount to be transfer.

Friday, 30 December 2016

How to Activate SBI Mobile Banking Service Online through Mobile

State bank of India mobile banking service allows users to perform multiple banking activities using high-end devices. It gives you freedom to use banking services anywhere and anytime. Customers who have linked their mobile numbers with their bank accounts can avail this service. In this post, we have come up with a step-by-step procedure to activate SBI mobile banking service. Just follow the steps listed below to do so.

Tuesday, 27 December 2016

How to Activate PNB Mobile Banking Service Online through Mobile

Punjab National Bank has started mobile banking service, called mBanking, for customers who are unable to use its internet banking service due to lack resources. Like net banking, this service allows you perform all banking operations online using your smartphone. Actually, it’s a compressed version of e-banking especially tailored for high-end mobile devices. PNB net banking users can also activate this service onto their mobile devices. If you own a high-end mobile device then you can activate this fabulous service onto your phone to avail PNB digital banking services.

Wednesday, 14 December 2016

How to Add Money to Paytm Wallet using ATM Card/Internet Banking

Paytm is one of the RBI approved payments banks in India. Beside online shopping, bill payments, recharges, and top ups, Paytm has started providing online banking facilities to its customers. Now, Paytm customers can perform their banking activities like send or receive money, right from their e-wallet app.
In this tutorial, we’ll show you how to add money to your Paytm electronic wallet. After adding money to it, you can use that money to do online recharges, shopping and you can send money to your bank account also. Read on to know more.

To attract more customers, Paytm offers lucrative cash back privileges to its millions of happy customers. The app has emerged as a very strong competitor among other digital wallets.

Monday, 12 December 2016

How to Send Money from India to Abroad using SBI Online Banking

This era of technology and internet has changed the way we live, spend, and communicate. Technology and internet bring everything at your fingertips for example, banking; you can check your account details and send money to loved ones anywhere and anytime from within the comfort of your home or office. Banking sector has been evolved very rapidly just because of these things. Now it’s possible to transfer funds anywhere using internet banking service provided by your bank. Currently, all banks, who have overseas branches, offer outward remittance facility with very minimum fees (approx. USD 10 per transaction). In this tutorial, we’ll be discussing on how to transfer funds from India to abroad using SBI internet banking

Tuesday, 29 November 2016

Top 10 trending and best mobile wallet apps in India

Digital wallets have been gaining popularity in India. Cashless payment systems could play a significant role in achieving targeted GDP growth by eliminating illegal way of cash flow and that’s why, Indian government emphasises on the use of cashless payment systems. Apart from fund transfer, nowadays, you can use your electronic wallet to pay for your hotel bills, grocery bills, supermarket-shopping bills, and even to pay for auto rickshaw or taxi fare. Moreover, many roadside food stalls also started accepting payments electronically. These things certainly insist an individual to use e-wallets.

After making a search related to mobile wallets on your mobile’s app store, you can find a number of mobile wallet applications for your smartphone but this thing might put you in dilemma that which one should you install. Bearing in this our mind, we have listed best mobile wallet apps in this post.

Sunday, 20 November 2016

Top 4 Consumer Durable Loan Companies in India to Buy Items on EMI

Consumer Durable finance allows you buy household appliances such as LED TV, Laptop, Refrigerator, Air Conditioner, Mobile, and the like, on EMI with or without credit card and nowadays it also offers interest free loan with reasonable processing charges. Durable finance facility has been gaining popularity in India since the prominent companies pertaining to this finance segment have come up with ‘No Cost EMI’ options. Earlier, Indian consumers kept themselves away from durable finance because of high interest rates and processing charges. But now many finance institutions have shown interest in this segment and to decrease extra charges like interest rates and various fees, some companies have been offering finance schemes wherein interest rates are sub-vented either by the manufacturers or companies themselves.

Tuesday, 15 November 2016

5 mistakes you can do after Rs. 500 and Rs. 1000 ban

Indian government's announcement regarding the abolition of ₹500 and ₹1000 rupees notes created restlessness across the country, which can be seen on banks and ATMs. One can see endless queues outside the banks and ATMs and only brave ones can dare to stand in them. I tried to dare but eventually I abandoned the idea because I asked myself “Did it really important to waste our productive and precious time by standing in queues (Especially without any dire need of cash)?”

After noticing some tussles at banks and ATMs where people lost their temper after standing in queues for long time, RBI is urging that it has given enough time to deposit cash so don’t rush to banks by skipping your important day-to-day duties.

Sunday, 13 November 2016

5 Types of Online Payment and Settlement Systems in India

For our day-to-day purchases, we prefer to pay by cash because it’s secure and convenient. But, what if we need to send money to a loved one instantly who is living far from us or need to buy something but have not enough cash? Similarly, what if you’re at a place where your currency notes are not accepted or you spent all of your money extravagantly on a trip. A quite different scenario can also arise where your nation may announce demonetization of current currency notes, which currently happened in India (Indian government has announced the abolition of Rs. 1000 and 500 notes to deal with counterfeit notes menace), but you need money to fulfill your daily requirements.

Wednesday, 9 November 2016

RS 1000 & 500 Notes Banned: New Notes Withdrawal Limit is RS. 25,000/week

Many cash based economies are victims of counterfeit currencies and India is was of them. India is emerging as a powerful economy and to speed up its growth Hon’ble Prime Minister Shri Narendra Modi took a historic decision to curb mobility of fake RS. 500 and RS. 1000 notes. PM Narendra Modi announced on November 8 the withdrawal of existing 500 and 1000 rupees notes across the country. This decision has been taken to curd counterfeit currency menace. Though this decision would certainly benefit India in its future but currently it has created an unrest among its people.

Saturday, 5 November 2016

How to Buy Durable Goods on EMI without Credit Card

Many a times, when I get to know that a new gadget is about to launch like latest model of Apple iphone, then I take a sign and wish I could buy all the stuff that I want to. But frankly saying, most of us, financially unable to afford our desires cost. I remember, when I was studying I tried to own a credit card to buy things on EMI (Equated Monthly Installment) but my bank account’s credit history ruined my desire to own a credit card. I used to feel deprived from all the things that I wanted to own but with time, I got many of them. However, humans have endless desires so of course! Mine too.