Wednesday, 19 October 2016

Try to avoid these 10 mistakes while buying life insurance policy

Insurance is a risk management technique and we may consider it as a necessity to live a hassle-free life. Everyone is exposed to financial hardships but many of us ignore this fact assuming, “let go and let God work!” Are you one of them? If yes! Then don’t forget “God helps who help themselves.” Always have faith in God and hope for the best; but on the contrary, always ready for the worst. Having an insurance policy provides you peace of mind that you’re ready to face any unforeseen event of medical emergency or in the event of your demise your family can survive without you. It is indeed that having an insurance is very important but something is more important then an insurance policy and that’s, buying a right policy that fulfils your insurance needs. A right insurance policy can save your money. Being over-insured puts burden on your pocket and being under-insured does not give the benefits that you supposed to get from it. We also have seen a common dilemma among policyholders that "what do their policies cover and don’t cover?” Such dilemmas are indications that they (policyholders) have bought the policies without knowing the benefits offered by them.

Sunday, 9 October 2016

3 Ways to Link Aadhaar Card Number to Bank of India Account

To avail benefits provided by government schemes such as LPG subsidy, under Direct Benefit Scheme, your Aadhaar card number must be linked with your bank account. As you may already know that Aadhaar card contains our biometric and demographic data; which helps many institutions to verify someone’s identity. As per government of India guidelines, only consumers who have linked their Aadhaar card numbers to their bank accounts and LPG IDs will receive LPG cylinder subsidies. Therefore, if you’re not getting your LPG subsidy on your bank account then it might be due to Aadhaar card. In this post, we will show you how to link Aadhaar card number with Bank of India account online.

Friday, 7 October 2016

Different Types of Health Insurance Policies in India

Like Life Insurance policy, a health insurance policy is a legal contract between insurer and insured; in which insured pays premiums and in returns, insurer agrees to pay for medical expenses for a specified limit or sum insured. Health insurance is a best option for those who are unable to bear the unexpected or unforeseen medical expenses. Most of insurance policies provide cover between Rs. 1 lakh to Rs. 5 lakh; however, you can buy medical insurance cover between Rs. 5000 to Rs. 50 lakhs or more. Nowadays, you can find a variety of health insurance products to insure your different types of health related issues like; hospitalization expenses, critical illness, cancer insurance etc. Presently in India, there are various types of health insurance plans exist and we'll discuss about them in this post.

Tuesday, 4 October 2016

Link Your Aadhaar Card Number to PNB Bank Account Online

It is mandatory for all bank account holders to link their Aadhaar card numbers to their bank accounts, especially for those who want to avail benefits such as, Direct Benefits Transfer scheme, provided by the Government of India. Many banks are providing online and offline ways to link an Aadhaar number like State Bank of India, Punjab National Bank, and other renowned banks. In today’s post, you will read how to link Aadhaar card number with Punjab National Bank account online.

Monday, 3 October 2016

How to Activate SBI Net Banking Online

State Bank of India provides a wide-range of facilities to its customers and internet banking is of them. With SBI Net banking service, you can perform many banking activities such as; online shopping, payment of bills, recharges, ticket booking etc. Furthermore, you can monitor your account directly from your home. If you have basic knowledge of computer and internet then you can readily use this service. In this post, we’ll show you a step-by-step guide to activate e-banking service of the bank.

How to Link LPG Customer ID to SBI Bank Account Online

Government of India has been providing limited number of subsidized LPG cylinders to its all citizens and it is transferring the subsidized benefits to consumers’ bank accounts under Direct Benefits Transfer Scheme. But some LPG consumers are not receiving their LPG cylinders subsidies on their bank accounts. Most of the consumers are facing this problem because their LPG customer IDs are not linked to their bank accounts. In this tutorial, we will show you a step-by-step guide to link an LPG customer id to an SBI bank account.

Sunday, 2 October 2016

4 Ways to Link Aadhaar Card Number to SBI Bank Account Online

Aadhaar number is a unique identification number issued by Unique Identification Authority of India (UIDAI). Government of India has been taking many initiatives to make Aadhaar card number as one and only required document for identification purpose by linking it to an individual’s bank account, LPG account, PAN number etc.

Monday, 26 September 2016

How to Activate BOI Net Banking Online - Bank of India

Bank of India is a government owned nationalised commercial bank in India. It has its branches in all major countries in the world. To achieve high level of customer satisfaction, the bank provides all modern banking facilities to its customers. The bank endeavors to make banking a pleasant activity and that’s why it offers many time saving and convenient banking facilities to its customers. BOI net banking service makes banking easier for its customers. Customers can perform a number of transactional and non-transactional activities with this fabulous service.

Saturday, 10 September 2016

PNB ATM Transaction Failed – How to Lodge a Complaint

Customers can perform worry-free ATM transactions at Punjab National Bank’s ATMs because it (PNB) ensures that all ATM transactions will be processed. There’re very few chances that PNB ATM does not dispense money (Must readSafety Tips While Using ATM), however, if something like that happens then PNB makes sure that deducted amount will be refunded within 7 working days. It also claims that for delayed resolution, a compensation of RS.100 per day will be paid if the claim is lodged within 30 days of the date of transaction.
In case of failed ATM transaction at PNB ATM, Customer can contact to customer relationship department of PNB by calling at 0120-2490000 (tolled) or 18001802222/18001032222 (toll-free) for redress their grievances.

Friday, 9 September 2016

How to Reset PNB ATM PIN through Online Banking

Modern banking services have changed the way we bank. Now you can perform almost all banking related activities right from your home. Punjab National Bank has provided many value added services to its customers to make banking a pleasant activity. PNB internet banking service allows customers to perform a number of banking activities from anywhere and anytime. Through this service, customers can reset forgotten PNB ATM PIN and mobile banking password by just following a few simple steps.

Thursday, 8 September 2016

4 Ways to Block PNB ATM Card – Punjab National Bank

Punjab National Bank is one of the renowned multinational banks of India. It provides a large range of banking services to achieve high level of customer satisfaction. PNB has provided quickest and easiest ways to block an ATM-cum-debit card to its customers. Customers can block their ATM cards (if they lost them) to avoid any misuse. You can block your PNB ATM card by following any method described in this post.

Tuesday, 6 September 2016

How do I Check if an Insurance Company is Legitimate?

Insurance industry in India is growing at a very rapid pace under the supervision of Insurance Regulatory and Development Authority of India (IRDA). IRDA is an authority setup by the government of India, to surprise and develop insurance sector in India. It issues licenses to insurers and monitors all licensed insurance companies to ensure that insurance services are being delivered smoothly to the policyholders.

Saturday, 3 September 2016

5 Easy Ways to Block SBI ATM Card

In our recent post, we have provided you some important ATM safety tips to safeguard yourself against any fraudulent activity, and in this post, we will show you the methods available to block an SBI ATM card. It is always a good idea to block a stolen or lost card; you should block your card before it falls into wrong hands. Therefore, immediately block your card when it gets lost by notifying your bank about the loss of the card. You can readily block an ATM card. To block an SBI ATM card you have following options:

How to Apply for SBI ATM Card through Internet Banking

State bank of India is one of those banks who do slog over to provide high quality services to their customers to achieve high level of customer satisfaction. SBI has been modernizing its banking facilities and eliminating the need to visit its branches to perform banking. It provides more flexibility to perform many banking activities right from home or office with its internet banking facility. Customers of SBI can perform a large range of banking activities with online banking ranging from checking account balance to transferring funds to other accounts. One can pay his/her bills, loan installments, insurance premiums, and SIP installments with this fabulous service.

How to Reset SBI ATM PIN through Internet Banking

State bank of India has been providing remarkable services to its customers. Recently, it has added a new link to its internet banking service, under e-Services tab, to offer ATM card related facilities. Customers can use this link to block an ATM card, set ATM card limit, request a new card, and generate ATM PIN. If you’ve forgot your ATM pin then you can reset it by simply logging in to your online banking. This fabulous service saves precious time of the customers. You can readily reset your ATM PIN by using internet banking service of the bank. Scroll down to know more.

How to Check Provident Fund Balance Online

Employees’ provident fund organization of India has been providing online services to its subscribers to provide information related to their provident fund accounts. You can check your PF balance online by visiting official website of EPFO. After entering some required credentials related to your EPF account, you will receive an SMS of your provident fund account balance on your registered mobile number.

Friday, 2 September 2016

How to Generate New SBI ATM Card PIN through Internet Banking

State bank of India has added a new feature to its online banking service through which customers can activate their new ATM-cum-Debit cards without visiting their home bank branches. It is indeed an appreciable service and it can save precious time of the customers. Usually, after receiving a new ATM card, customer needs to visit his/her home bank branch to obtain activation pin and in today’s hectic schedules it becomes difficult for someone to get time to visit his/her bank. If you’re using internet banking of SBI then you can generate ATM pin of your new card right from your home or office.

Monday, 29 August 2016

Safety Tips While Using ATM

ATMs are a convenient way to perform banking related activities. ATMs offer a bunch of facilities such as, money transfer, cash withdraw, and bill payments etc, but they also come with some serious financial security risks. Banks spend large amount of money to provide safety at ATMs, even though we can read an ATM fraud case on our daily newspaper. After notifying some incidents of ATM frauds, we decided to write a post on ATM safety for our readers. You can take some simple measures to safeguard yourself against any fraud.

Saturday, 27 August 2016

List of Registered Life Insurance Companies in India

We have seen a significant growth in the insurance market around the globe; and this sector has also progressed significantly in India. Rapidly growing insurance market in India is luring many private and public sector companies. Many renowned companies want to take advantage of this time; and that’s why, the list of insurance companies (public and private sector) by IRDA (Insurance Regulatory and Development Authority) is increasing day by day. In India, all insurance companies run under the guidelines and rules of IRDA (Insurance Regulatory and Development Authority). In terms to provide insurance related products in India, a company should have an approval from IRDA (Insurance Regulatory and Development Authority); therefore, it is mandatory for customers, to see whether his/her company has approval of IRDA or not? In this article, we are showing you list of life insurance companies; which are approved by Insurance Regulatory and Development Authority to provide life insurance services in India.

List of Registered General Insurance Companies in India

Generally, Life Insurance covers risk related to insured death like; death cover; and non-life insurance policies cover almost all other types of risk such as; Health Insurance  covers risks related to insured person health, Home insurance covers risks related to a home, and business insurance reimburses a businessman; in case he/she faces huge loss in business. The different forms of general insurance are health insurance, auto insurance, business insurance, home or property insurance, travel insurance, fire insurance etc. General or Non-life insurance policies provide payments on the loss of a financial event. Before buying a general insurance policy or life insurance policy (See: Life Insurance Companies Providing Life Insurance Services in India), it is immensely important to see, whether your insurance company has approval of IRDA (Insurance Regulatory and Development Authority) or not? The IRDA (Insurance Regulatory and Development Authority) is a national insurance regulatory body, who works to promote and regulate insurance industry in India. It also works to protect the interests of policy holders.