Tuesday, 29 November 2016

Top 10 trending and best mobile wallet apps in India

Digital wallets have been gaining popularity in India. Cashless payment systems could play a significant role in achieving targeted GDP growth by eliminating illegal way of cash flow and that’s why, Indian government emphasises on the use of cashless payment systems. Apart from fund transfer, nowadays, you can use your electronic wallet to pay for your hotel bills, grocery bills, supermarket-shopping bills, and even to pay for auto rickshaw or taxi fare. Moreover, many roadside food stalls also started accepting payments electronically. These things certainly insist an individual to use e-wallets.

After making a search related to mobile wallets on your mobile’s app store, you can find a number of mobile wallet applications for your smartphone but this thing might put you in dilemma that which one should you install. Bearing in this our mind, we have listed best mobile wallet apps in this post.

Sunday, 20 November 2016

Top 4 Consumer Durable Loan Companies in India to Buy Items on EMI

Consumer Durable finance allows you buy household appliances such as LED TV, Laptop, Refrigerator, Air Conditioner, Mobile, and the like, on EMI with or without credit card and nowadays it also offers interest free loan with reasonable processing charges. Durable finance facility has been gaining popularity in India since the prominent companies pertaining to this finance segment have come up with ‘No Cost EMI’ options. Earlier, Indian consumers kept themselves away from durable finance because of high interest rates and processing charges. But now many finance institutions have shown interest in this segment and to decrease extra charges like interest rates and various fees, some companies have been offering finance schemes wherein interest rates are sub-vented either by the manufacturers or companies themselves.

Tuesday, 15 November 2016

5 mistakes you can do after Rs. 500 and Rs. 1000 ban

Indian government's announcement regarding the abolition of ₹500 and ₹1000 rupees notes created restlessness across the country, which can be seen on banks and ATMs. One can see endless queues outside the banks and ATMs and only brave ones can dare to stand in them. I tried to dare but eventually I abandoned the idea because I asked myself “Did it really important to waste our productive and precious time by standing in queues (Especially without any dire need of cash)?”

After noticing some tussles at banks and ATMs where people lost their temper after standing in queues for long time, RBI is urging that it has given enough time to deposit cash so don’t rush to banks by skipping your important day-to-day duties.

Sunday, 13 November 2016

5 Types of Online Payment and Settlement Systems in India

For our day-to-day purchases, we prefer to pay by cash because it’s secure and convenient. But, what if we need to send money to a loved one instantly who is living far from us or need to buy something but have not enough cash? Similarly, what if you’re at a place where your currency notes are not accepted or you spent all of your money extravagantly on a trip. A quite different scenario can also arise where your nation may announce demonetization of current currency notes, which currently happened in India (Indian government has announced the abolition of Rs. 1000 and 500 notes to deal with counterfeit notes menace), but you need money to fulfill your daily requirements.

Wednesday, 9 November 2016

RS 1000 & 500 Notes Banned: New Notes Withdrawal Limit is RS. 25,000/week

Many cash based economies are victims of counterfeit currencies and India is was of them. India is emerging as a powerful economy and to speed up its growth Hon’ble Prime Minister Shri Narendra Modi took a historic decision to curb mobility of fake RS. 500 and RS. 1000 notes. PM Narendra Modi announced on November 8 the withdrawal of existing 500 and 1000 rupees notes across the country. This decision has been taken to curd counterfeit currency menace. Though this decision would certainly benefit India in its future but currently it has created an unrest among its people.

Saturday, 5 November 2016

How to Buy Durable Goods on EMI without Credit Card

Many a times, when I get to know that a new gadget is about to launch like latest model of Apple iphone, then I take a sign and wish I could buy all the stuff that I want to. But frankly saying, most of us, financially unable to afford our desires cost. I remember, when I was studying I tried to own a credit card to buy things on EMI (Equated Monthly Installment) but my bank account’s credit history ruined my desire to own a credit card. I used to feel deprived from all the things that I wanted to own but with time, I got many of them. However, humans have endless desires so of course! Mine too.

Friday, 4 November 2016

Top 7 Reasons to Buy Home Insurance Policy

Home is a biggest investment that most of us make only once in our entire life. Unfortunately, there’re millions of people out there who just dream to have a house; one can ask them how important is it to own a house. Our dream houses and their contents are always exposed to a number of possible mishaps such as natural calamities (earthquake, storm, fire etc), theft, burglary etc. Therefore, having a home insurance policy, gives us peace of mind that we cannot defer or stop such mishaps, if these are supposed to happen with us, but we’re financially prepared to cope with them.